Investments

The act of putting money in a bank, business, property, etc : the amount of money that you put in is investment.

We can invest in different forms of financial investment options to grow our money.

Mutual funds, fixed deposits, bonds, stock, Real estate, equities, Gold/silver, precious stones.

Investing early allows you to develop disciplined spending habits by focusing on your budget and cutting expenses when needed. To earn money by saving it which is impossible with poor spending habits and a life full of impulsive buying.

It is a fact that investment products that give high returns with low risk do not exist. In reality, risk and returns are directly related; i.e. higher the returns, higher is the risk and vice versa.

So while selecting an investment option, you have to match your own risk profile with the risks associated with the product before investing.

Due to the global effect of deadly corona virus, entire world is on lockdown. Market has been hit the hardest in recent times.

Investment in the right stocks will surely grow your money in a span of 6-12 months.

Best international stocks as of March 2020

L Brands Inc

SBA Communications Corp

Ball Corp

Rollins Inc

T Mobile US Inc

Albemarle Corp

Equifax Inc

NextEra Energy Inc

Netflix Inc

Lennar Corp

Best stocks India

TCS

Nestle

Wipro

Coal India

Hindustan zinc

Itc

Tech mahindra

Sun tv network

HCL tech

Dabur

Infosys

Graphite india

Systematic Investment Plan

It gives better returns in case of constant declining market, declining and then Rising market and in volatile market. The problem is at the time of investment you don’t know which phase of market you are in.

You can always invest occasionally in lump sum investments in months/periods when there is sharp fall or market is undervalued.

You should go for SIP if you get a fixed salary. When the market is overvalued you might want to invest in Debt fund and do Systematic

Transfer Plan in equity fund.